Texas full-coverage premiums average $200/month. Drivers who switch save an average of $694/year. Compare options from licensed Texas insurance partners in under 60 seconds.
Sources: 1 LendingTree 2025 auto insurance switching survey. 2 Experian, average Texas car insurance cost, June 2026 data. Figures are national/statewide averages and are not a guarantee of your individual rate or savings.
Fast, encrypted, and backed by a real partner network β here's what you're getting.
Every registered vehicle in Texas must carry liability insurance to be driven legally. Here's what the law actually requires, and why comparing options β instead of auto-renewing β usually pays off.
We're a lead-generation and matching service β not an insurance carrier. When you submit this form, your information is shared with licensed Texas-appointed insurance carriers, agents, and marketing partners so they can reach out with quote options that fit your vehicle and driving profile.
There's no obligation to purchase anything, comparing options is free, and every submission is time-stamped and TrustedForm-verified so there's a clear record of your consent.
Effective Date: 2026
This Privacy Policy describes how LoneStarQuotes ("we", "us", or "our") collects, uses, and shares your personal information when you visit or submit an inquiry on our website.
We collect personal information you voluntarily provide, including name, phone number, email address, physical address, ZIP code, vehicle details, homeowner status, and driving history. We also collect digital identifiers such as IP address, browser information, and TrustedForm session recordings.
We use your information to connect you with auto insurance carriers, agencies, and aggregators who can provide insurance quotes; to verify compliance with laws; and to operate our services.
By submitting a request, you consent to us sharing or selling your personal information to third-party insurance providers, marketing networks, and data buyers for the purpose of matching you with insurance products. See our Marketing Partners page for the categories of companies who may receive your information.
You have the right to request access to, deletion of, or opt-out of the sale of your personal information as detailed in our CCPA Notice.
Effective Date: 2026
By accessing or using LoneStarQuotes, you agree to be bound by these Terms of Service.
LoneStarQuotes is a free matching platform connecting consumer insurance shoppers with licensed insurance agents and marketing partners. We are not a licensed insurance agency or carrier and do not issue insurance policies directly.
You represent that all information provided in your inquiry is accurate, truthful, and belongs to you.
By submitting your request, you grant express consent to be contacted by automated means as set forth in our TCPA disclosure.
We do not guarantee insurance coverage, approval, or specific premium pricing. All insurance rates are determined solely by participating carriers.
If you are a resident of California or states with similar privacy regulations, you have the right to opt out of the "sale" or "sharing" of your personal information.
1. Email our privacy team at info@LoneStarQuotes.com with the subject line "CCPA Opt-Out Request".
2. Provide your Full Name, Phone Number, and ZIP Code so we can match and flag your record in our database.
Once processed, we will cease sharing or transferring your personal information to third-party marketing networks.
To ensure transparency and legal compliance, LoneStarQuotes utilizes ActiveProspect's TrustedForm certificate technology to document proof of consent under the Telephone Consumer Protection Act (TCPA).
Checking the consent box on our form and clicking "UNLOCK MY DISCOUNTED RATES" constitutes your electronic signature, giving LoneStarQuotes and the licensed carriers, agents, and marketing partners in our current partner network prior express written consent to contact you at the phone number you provided β even if that number is on a state or federal Do-Not-Call list.
Communications may be delivered via automatic telephone dialing systems (ATDS), artificial or pre-recorded voice messages, standard calls, or SMS/MMS text messages, regarding auto insurance quotes and offers.
Consent is never required to purchase any good or service. Standard message and data rates may apply to any text communications.
You may revoke your consent to be contacted at any time by replying "STOP" to any text message received, or by emailing our privacy team as described in our CCPA Notice.
When you submit the form on this site, you consent to being contacted by the categories of partners described below, for the purpose of providing you with auto insurance quotes. Consent is given to these categories as a whole, not to any single, individually-named company β so any current or future partner that falls within one of these categories is covered by the consent you provide, without requiring a separate consent each time we add a new partner.
Auto insurance carriers licensed and appointed to write policies in Texas.
Independent and captive insurance agents and agencies licensed by the Texas Department of Insurance to sell auto insurance in Texas.
Marketing partners who help match your request with an appropriate licensed carrier or agent described in categories 1 and 2 above. Affiliates are contractually required to use your information only for the purpose you consented to, and only to route your request to a licensed insurance carrier or agent.
A current, named list of the specific companies operating within these categories is maintained internally and is available on request by contacting our privacy team as described in our CCPA Notice. Consenting to be contacted by this network does not obligate you to purchase a policy from any partner, and you may revoke consent at any time as described in our TCPA Disclosure.
Your request has been received. A licensed Texas insurance agent partner will be in touch shortly with your discounted rate options.