Do I Need Auto Insurance If I Rent A Car?

When an individual rents a car, the car rental agent general offers the individual renting the car the option of purchasing auto insurance for the rental vehicle. Most drivers do not know whether their current auto insurance policy covers rental cars.

Drivers who are going to rent a car and are unsure whether or not their current auto insurance policy covers rental cars should, of course, contact their auto insurance agent to ask. Certain auto insurance policies do provide insurance for car rentals, but one should ask to be sure. Renting a car and having no auto insurance coverage could prove to be costly if an automobile accident were to occur.

When it comes to auto insurance and driving a car rental or truck rental, it is always best to err on the side of caution. More often than not, the auto insurance policy offered by a car rental agency is relatively inexpensive.

Full coverage auto insurance more often than not covers car rentals. However, drivers may want to consider purchasing car rental insurance if their current auto insurance policy covers only liability auto insurance.

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