What Is a Basic Auto Insurance Policy?

All drivers in Texas operating an automobile must have proof of auto insurance; drivers must be able to pay for any automobile accident that may occur. There are many different auto insurance and car insurance policies drivers may purchase, but at the very least every driver must have liability insurance. Liability insurance covers drivers who cause an accident and is generally the least expensive auto insurance policy.

All drivers must have proof of his or her auto insurance or car insurance policy. If a driver is pulled over for a driving infraction, then the individual operating the automobile must be able to show proof of auto insurance – at the very least auto liability insurance – to the police officer. A driver must also show proof of auto insurance or car insurance at a time of an accident. Additionally, when purchasing a new vehicle, individuals must have an auto insurance policy or car insurance policy before registering and driving home with the car.

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